Sparkasse Banka Makedonija
North Macedonia · MKD · eastern europe
Fee Score
57.1
North Macedonia Rank
#1 of 5
#64 of 121 in Eastern Europe
Last Verified
September 2026
Fee data reviewed and refreshed September 2026.
Fee data audited quarterly (Latest audit: Q3 2026).
Audit trail — every fee, sourced.
Monthly Account Fee
€2.60
ден 160 in local currency
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
Domestic ATM Withdrawal Fee
Free
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
International ATM Fee
€1.63 + 1.85%
ден 100 + 1.85% in local currency
HiddenDisclosed fixed charge per withdrawal abroad.
Source: Official price list · Last verified September 2026
International Card FX Fee
1.85%
HiddenApplied silently on the card statement, rarely disclosed upfront.
Source: Rate-card analysis · Last verified September 2026
International Wire Transfer Fee
€22.76
ден 1,400 in local currency
Published outgoing SWIFT/wire transfer charge.
Source: Official price list · Last verified September 2026
Currency Exchange Rate Spread
0.93%
HiddenThe margin the bank adds to the mid-market exchange rate — the classic hidden fee.
Source: Market FX benchmark · Last verified September 2026