Banka Kombëtare Tregtare (BKT)
Albania · ALL · eastern europe
Fee Score
76.9
Albania Rank
#6 of 6
#121 of 121 in Eastern Europe
Last Verified
September 2026
Fee data reviewed and refreshed September 2026.
Fee data audited quarterly (Latest audit: Q3 2026).
Audit trail — every fee, sourced.
Monthly Account Fee
€4.02
L 400 in local currency
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
Domestic ATM Withdrawal Fee
Free
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
International ATM Fee
€3.02 + 2%
L 300 + 2% in local currency
HiddenDisclosed fixed charge per withdrawal abroad.
Source: Official price list · Last verified September 2026
International Card FX Fee
2%
HiddenApplied silently on the card statement, rarely disclosed upfront.
Source: Rate-card analysis · Last verified September 2026
International Wire Transfer Fee
€28.14
L 2,800 in local currency
Published outgoing SWIFT/wire transfer charge.
Source: Official price list · Last verified September 2026
Currency Exchange Rate Spread
1%
HiddenThe margin the bank adds to the mid-market exchange rate — the classic hidden fee.
Source: Market FX benchmark · Last verified September 2026