Fee Score
49.9
Hong Kong Rank
#4 of 7
#44 of 100 in Asia-Pacific
Last Verified
September 2026
Fee data reviewed and refreshed September 2026.
Fee data audited quarterly (Latest audit: Q3 2026).
Audit trail — every fee, sourced.
Monthly Account Fee
€4.29
HKD 37.60 in local currency
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
Domestic ATM Withdrawal Fee
Free
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
International ATM Fee
€2.29 + 1.92%
HKD 20.07 + 1.92% in local currency
HiddenDisclosed fixed charge per withdrawal abroad.
Source: Official price list · Last verified September 2026
International Card FX Fee
1.89%
HiddenApplied silently on the card statement, rarely disclosed upfront.
Source: Rate-card analysis · Last verified September 2026
International Wire Transfer Fee
€11.86
HKD 104 in local currency
Published outgoing SWIFT/wire transfer charge.
Source: Official price list · Last verified September 2026
Currency Exchange Rate Spread
1.01%
HiddenThe margin the bank adds to the mid-market exchange rate — the classic hidden fee.
Source: Market FX benchmark · Last verified September 2026