Fee Score
42.8
Spain Rank
#8 of 43
#158 of 543 in Rest of EU
Last Verified
September 2026
Fee data reviewed and refreshed September 2026.
Fee data audited quarterly (Latest audit: Q3 2026).
Audit trail — every fee, sourced.
Monthly Account Fee
€4.18
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
Domestic ATM Withdrawal Fee
Free
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
International ATM Fee
€3.03 + 1.59%
HiddenDisclosed fixed charge per withdrawal abroad.
Source: Official price list · Last verified September 2026
International Card FX Fee
1.58%
HiddenApplied silently on the card statement, rarely disclosed upfront.
Source: Rate-card analysis · Last verified September 2026
International Wire Transfer Fee
€14
Published outgoing SWIFT/wire transfer charge.
Source: Official price list · Last verified September 2026
Currency Exchange Rate Spread
0.9%
HiddenThe margin the bank adds to the mid-market exchange rate — the classic hidden fee.
Source: Market FX benchmark · Last verified September 2026