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Totalbanken

Denmark · DKK · Scandinavia & Nordics

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Fee Score

61.8

Denmark Rank

#36 of 42

#165 of 201 in Scandinavia & Nordics

Last Verified

September 2026

Fee data reviewed and refreshed September 2026.

Fee data audited quarterly (Latest audit: Q3 2026).

Audit trail — every fee, sourced.

Monthly Account Fee

Verified

€4.93

kr 36.85 in local currency

Published in the bank's standard fee schedule.

Source: Official price list · Last verified September 2026

Domestic ATM Withdrawal Fee

Verified

Free

Published in the bank's standard fee schedule.

Source: Official price list · Last verified September 2026

International ATM Fee

Verified

€3.75 + 1.64%

kr 28.02 + 1.64% in local currency

Hidden

Disclosed fixed charge per withdrawal abroad.

Source: Official price list · Last verified September 2026

International Card FX Fee

Estimated

1.49%

Hidden

Applied silently on the card statement, rarely disclosed upfront.

Source: Rate-card analysis · Last verified September 2026

International Wire Transfer Fee

Verified

€9.36

kr 70 in local currency

Published outgoing SWIFT/wire transfer charge.

Source: Official price list · Last verified September 2026

Currency Exchange Rate Spread

Estimated

0.92%

Hidden

The margin the bank adds to the mid-market exchange rate — the classic hidden fee.

Source: Market FX benchmark · Last verified September 2026

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