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BU

BDO Unibank

Philippines · PHP · Asia-Pacific

Visit BDO Unibank's Website

Fee Score

61.9

Philippines Rank

#2 of 3

#70 of 100 in Asia-Pacific

Last Verified

September 2026

Fee data reviewed and refreshed September 2026.

Fee data audited quarterly (Latest audit: Q3 2026).

Audit trail — every fee, sourced.

Monthly Account Fee

Verified

€1.40

₱100 in local currency

Published in the bank's standard fee schedule.

Source: Official price list · Last verified September 2026

Domestic ATM Withdrawal Fee

Verified

€0.25

₱18 in local currency

Published in the bank's standard fee schedule.

Source: Official price list · Last verified September 2026

International ATM Fee

Verified

€3.51 + 2%

₱250 + 2% in local currency

Hidden

Disclosed fixed charge per withdrawal abroad.

Source: Official price list · Last verified September 2026

International Card FX Fee

Estimated

2%

Hidden

Applied silently on the card statement, rarely disclosed upfront.

Source: Rate-card analysis · Last verified September 2026

International Wire Transfer Fee

Verified

€12.64

₱900 in local currency

Published outgoing SWIFT/wire transfer charge.

Source: Official price list · Last verified September 2026

Currency Exchange Rate Spread

Estimated

1.4%

Hidden

The margin the bank adds to the mid-market exchange rate — the classic hidden fee.

Source: Market FX benchmark · Last verified September 2026

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