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KM

Kotak Mahindra Bank

India · INR · apac

Visit Kotak Mahindra Bank's Website

Fee Score

68.2

Region Rank

#56 of 75

Last Verified

September 2026

Fee data reviewed and refreshed September 2026.

Audit trail — every fee, sourced.

Monthly Account Fee

Verified

Free

Published in the bank's standard fee schedule.

Source: Official price list · Last verified September 2026

Domestic ATM Withdrawal Fee

Verified

Free

Published in the bank's standard fee schedule.

Source: Official price list · Last verified September 2026

International ATM Fee

Verified

€1.29 + 3.4%

₹140 + 3.4% in local currency

Hidden

Disclosed fixed charge per withdrawal abroad.

Source: Official price list · Last verified September 2026

International Card FX Fee

Estimated

3.4%

Hidden

Applied silently on the card statement, rarely disclosed upfront.

Source: Rate-card analysis · Last verified September 2026

International Wire Transfer Fee

Verified

€8.73

₹950 in local currency

Published outgoing SWIFT/wire transfer charge.

Source: Official price list · Last verified September 2026

Currency Exchange Rate Spread

Estimated

1.7%

Hidden

The margin the bank adds to the mid-market exchange rate — the classic hidden fee.

Source: Market FX benchmark · Last verified September 2026

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