Fee Score
47.1
Hong Kong Rank
#2 of 7
#37 of 100 in Asia-Pacific
Last Verified
September 2026
Fee data reviewed and refreshed September 2026.
Fee data audited quarterly (Latest audit: Q3 2026).
Audit trail — every fee, sourced.
Monthly Account Fee
€3.99
HKD 35 in local currency
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
Domestic ATM Withdrawal Fee
Free
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
International ATM Fee
€2.05 + 1.9%
HKD 18 + 1.9% in local currency
HiddenDisclosed fixed charge per withdrawal abroad.
Source: Official price list · Last verified September 2026
International Card FX Fee
1.9%
HiddenApplied silently on the card statement, rarely disclosed upfront.
Source: Rate-card analysis · Last verified September 2026
International Wire Transfer Fee
€11.97
HKD 105 in local currency
Published outgoing SWIFT/wire transfer charge.
Source: Official price list · Last verified September 2026
Currency Exchange Rate Spread
1%
HiddenThe margin the bank adds to the mid-market exchange rate — the classic hidden fee.
Source: Market FX benchmark · Last verified September 2026