Fee Score
50.9
Region Rank
#42 of 75
Last Verified
September 2026
Fee data reviewed and refreshed September 2026.
Audit trail — every fee, sourced.
Monthly Account Fee
€4.49
HKD 40 in local currency
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
Domestic ATM Withdrawal Fee
Free
Published in the bank's standard fee schedule.
Source: Official price list · Last verified September 2026
International ATM Fee
€2.25 + 1.9%
HKD 20 + 1.9% in local currency
HiddenDisclosed fixed charge per withdrawal abroad.
Source: Official price list · Last verified September 2026
International Card FX Fee
1.9%
HiddenApplied silently on the card statement, rarely disclosed upfront.
Source: Rate-card analysis · Last verified September 2026
International Wire Transfer Fee
€12.36
HKD 110 in local currency
Published outgoing SWIFT/wire transfer charge.
Source: Official price list · Last verified September 2026
Currency Exchange Rate Spread
1.05%
HiddenThe margin the bank adds to the mid-market exchange rate — the classic hidden fee.
Source: Market FX benchmark · Last verified September 2026