Fee Score
67.4
Region Rank
#20 of 25
Last Verified
July 2026
Audit trail — every fee, sourced.
Monthly Account Fee
€2.49
NZ$5 in local currency
Published in the bank's standard fee schedule.
Source: Official price list · Last verified July 2026
Domestic ATM Withdrawal Fee
Free
Published in the bank's standard fee schedule.
Source: Official price list · Last verified July 2026
International ATM Fee
€2.49 + 3%
NZ$5 + 3% in local currency
HiddenDisclosed fixed charge per withdrawal abroad.
Source: Official price list · Last verified July 2026
International Card FX Fee
3%
HiddenApplied silently on the card statement, rarely disclosed upfront.
Source: Rate-card analysis · Last verified July 2026
International Wire Transfer Fee
€14.97
NZ$30 in local currency
Published outgoing SWIFT/wire transfer charge.
Source: Official price list · Last verified July 2026
Currency Exchange Rate Spread
1.2%
HiddenThe margin the bank adds to the mid-market exchange rate — the classic hidden fee.
Source: Market FX benchmark · Last verified July 2026