Back to comparison
SM

SMBC

Japan · JPY · apac

Visit SMBC's Website

Fee Score

71.9

Region Rank

#24 of 25

Last Verified

July 2026

Audit trail — every fee, sourced.

Monthly Account Fee

Verified

Free

Published in the bank's standard fee schedule.

Source: Official price list · Last verified July 2026

Domestic ATM Withdrawal Fee

Verified

€0.61

¥110 in local currency

Published in the bank's standard fee schedule.

Source: Official price list · Last verified July 2026

International ATM Fee

Verified

€1.22 + 2.5%

¥220 + 2.5% in local currency

Hidden

Disclosed fixed charge per withdrawal abroad.

Source: Official price list · Last verified July 2026

International Card FX Fee

Estimated

2.5%

Hidden

Applied silently on the card statement, rarely disclosed upfront.

Source: Rate-card analysis · Last verified July 2026

International Wire Transfer Fee

Verified

€33.20

¥6,000 in local currency

Published outgoing SWIFT/wire transfer charge.

Source: Official price list · Last verified July 2026

Currency Exchange Rate Spread

Estimated

1.5%

Hidden

The margin the bank adds to the mid-market exchange rate — the classic hidden fee.

Source: Market FX benchmark · Last verified July 2026

We use essential cookies to run this site and basic analytics to improve it. See our Cookie Policy for details.