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SA

Santander

Spain · EUR · eu

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Fee Score

69.5

Region Rank

#72 of 98

Last Verified

July 2026

Audit trail — every fee, sourced.

Monthly Account Fee

Verified

€10

Published in the bank's standard fee schedule.

Source: Official price list · Last verified July 2026

Domestic ATM Withdrawal Fee

Verified

Free

Published in the bank's standard fee schedule.

Source: Official price list · Last verified July 2026

International ATM Fee

Verified

€4 + 1.8%

Hidden

Disclosed fixed charge per withdrawal abroad.

Source: Official price list · Last verified July 2026

International Card FX Fee

Estimated

1.8%

Hidden

Applied silently on the card statement, rarely disclosed upfront.

Source: Rate-card analysis · Last verified July 2026

International Wire Transfer Fee

Verified

€25

Published outgoing SWIFT/wire transfer charge.

Source: Official price list · Last verified July 2026

Currency Exchange Rate Spread

Estimated

1%

Hidden

The margin the bank adds to the mid-market exchange rate — the classic hidden fee.

Source: Market FX benchmark · Last verified July 2026

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